Mmene Mungatetezere Ndalama pa Kuthamanga
Chimodzi mwa zinthu zomwe ndimakonda zokhudzana ndi kuthamanga ndikuti simumasowa ndalama zambiri kuti muzisangalala ndi masewerawa. Koma, ngakhale zili choncho, pali njira zomwe mungasunge ndalama pa chizoloŵezi chanu. Onani malingaliro awa kuti muyambe pa bajeti:
1 - Pezani Zitsanzo Zakale za Masewera Anu Achikondi Achikondi
Mofanana ndi ogulitsa galimoto, masitolo amayesera kuchotsa nsapato zapamwamba za chaka chatha pamene zitsulo zatsopano zimalowa. Zojambula zakale nthawi zambiri zimakhala pafupifupi nsapato zomwezo koma pamtengo wotsika mtengo. Ena othamanga amagwiritsa ntchito mafano akale akamagulitsa. Mukhozanso kuyang'ana pa intaneti mafano akale a nsapato zomwe mumakonda.
2 - Sungani Zozungulira Zovala Zosawononga Kwambiri
Simusowa kuti muzigwiritsa ntchito bwino zinthu zamtengo wapatali, nsalu zamakono zovala zovala. Onani Target ya C9 ndi Mphindi wamakina ovala zolimbitsa thupi.
Iwo ali otsika mtengo koma apamwamba kwambiri mu khalidwe ndi ntchito. Nsomba za Old Navy zimatulanso nsalu zambiri, monga jekete ndi maviketi, chifukwa cha kutentha kwa kunja.
Mukhozanso kuyang'ana m'masitolo monga TJ Maxx kapena Marshall's (ngati ali m'deralo), omwe amadziwika ndi chovala chodziletsa, nthawi zina pafupifupi 50% pa mtengo wa "sitolo".
3 - Fufuzani Magulu Ophunzitsira Aulere
Musaganize kuti mumayenera kulipilira wophunzitsa kapena wophunzira kuti muthe kuyendetsa kapena kuyeserera mtundu wina. Masitolo ambiri othamanga amapereka ufulu womangiriza kugwira ntchito ndi kuthamanga.
Ngakhale kuti simungapezeko pulogalamu imodzi yokha, mudzapeza phindu logwira ntchito ndi katswiri komanso kukhala ndi chidwi ndi ena othamanga.
Mitundu yambiri imapereka maphunziro aulere othamangitsidwa kwa ophunzira (chifukwa china chachikulu cholembera molawirira). Ngati mukuphunzitsa mtundu wina, yang'anani pa webusaiti ya masewera kuti muwone ngati ali ndi maphunziro omwe akukonzekera.
4 - Pangani Mawotchi Anu Kutalika Kwambiri
Ndikofunika kutengera nsapato zanu zokhazikika ma mailosi 300 mpaka 400, koma kupeza nsapato zatsopano miyezi ingapo ingakhale yotsika mtengo. Kuti apange nsapato zanu zogwira, musamazivale china chilichonse kusiyana ndi kuthamanga kapena kutuluka.
Ngakhale ngati mukungoyendayenda, mukungoyamba kutsogolera. Sungani nsapato zanu kumalo ozizira ndi ouma kumene angatuluke bwino.
Musamawasiye m'malo ngati masewera olimbitsa thupi kapena thunthu lotentha. Ngati mukufuna kutsuka nsapato zanu, mugwiritsire ntchito burashi yotsitsila, sopo wofatsa, ndi madzi ozizira, ndiyeno muwalole kuti aziwuma.
5 - Gulani Nsapato Zothamanga, Zovala ndi Zikada Pa Intaneti
Ndimakonda kupatsa malonda apadera ogulitsa masitolo koma, mwatsoka, mitengo yawo imakhala yayikulu kuposa mawebusaiti ena. Malo osaka monga Sierra Trading Post omwe amagwira ntchito pazovala zovala, nsapato ndi magalimoto. Ambiri othamanga amapindulanso kwambiri pa eBay.
6 - Konzani mpikisano wanu Pulogalamu Patapita Nthawi
Mitundu yambiri imapereka mphotho - zina zofunika kwambiri - kulemba koyambirira. Lowani masewera oyambirira omwe mumadziwa kuti mukufuna kuthamanga, makamaka omwe mumathamanga pachaka. Mudzapulumutsa ndalama zina ndikulimbikitsana panthawi yomweyo.
7 - Kudzipereka pa Mitundu
Okonza mpikisano nthawi zina amafunitsitsa anthu odzipereka ambiri, motero amapereka zolimbikitsa, monga zolembera zaufulu, kwa odzipereka. Mungathe kugwira ntchito pa tebulo lolembetsa musanayambe mpikisanowu koma musayambe kuthamanga. Kudzipereka kumitundu ndi njira yabwino yopangira magalimoto othamanga. Mitundu ina idzapereka anthu odzipereka pogwiritsa ntchito thumba la goodie lomwe likuthamanga.
8 - Gulani Zovala Zopanda Pakati
Zina mwa zovala zomwe ndimakonda kuzizira zomwe ndagula kumapeto kwa nyengo ya chilimwe kapena chilimwe, pamene zimakhala zotentha kwambiri ngakhale kuzivala.
Sindikudziwa chomwe chinali chosangalatsa kwambiri - kuchotsera kwa nyengo yochepa-kufika pa zovala kapena kudabwitsidwa kuchoka kawirikawiri, nyengo yowonongeka yozizira pamene nyengo yozizira imagunda.
Kumapeto kwa nyengo, gwiritsani ntchito masitolo ogulitsira sitolo ndikufufuza pa intaneti pa malonda otsiriza. Nyengo ikasintha, mudzakhala okondwa kuti munali shopper.
9 - Samalani ndi Zovala Zako Zamakono
Ngati muthamanga nthawi zonse, ndibwino kuti mugwire ntchito zogwirira ntchito. Mosiyana ndi zovala za pulotoni, nsalu zokongoletsera, monga CoolMax kapena Dri-Fit, chinyezi chamchere kutali ndi khungu lanu, kotero mumakhala wouma ndi omasuka pamene muthamanga.
Komabe, zovala zogwirira ntchito sizitsika mtengo, choncho ndizofunikira kuwasamalira bwino. Mwachitsanzo, mpweya wouma m'malo mowaika mu dryer umawapangitsa kukhala wotalika kwambiri.
10 - Fufuzani pa Intaneti pa Ziphuphu Zamitundu
Mitundu yambiri imapereka chilolezo kuchotsa kudzera pa malo monga Groupon kapena malonda ena. Kawirikawiri sitingatchuleko kachidindo kachidindo ka webusaiti ya masewera, koma mungapeze ngati mukufufuza pang'ono. Ngati mukufuna kulembetsa mpikisano wothamanga pa intaneti, yesani kufufuza mwamsanga zizindikiro zapamponi. Ingolani dzina la mpikisano ndi "coupon code" kapena "kuchotsera" mu injini yanu yosaka ndikuwonani zomwe zikubwera.
11 - Gulani Sitikudya Chakumwa mu Bulk
Ngati mukuyenda maulendo ataliatali, muyenera kuthamanga ndi zakumwa za masewera . Kugula mabotolo amodzi a Gatorade kapena zakumwa zina zolimbitsa thupi kungathe kukhetsa banki yanu ya nkhumba. Mmalo mochita izo, pangani mapepala ambiri kapena zitsulo zosakaniza zakumwa masewera . Ziri zotsika mtengo komanso zimakhala bwino kwa chilengedwe kuyambira mutha kuziyika m'mabotolo othawirako.
12 - Khala Wopanda Ufulu
Ndimadabwa nthawi zambiri ndikamamva nkhani zokhuza anzanga za ndalama zomwe amachitira pa rehab zovulaza.
Pakati pa chithandizo chamankhwala, kupita kwa madotolo, kuchepetsa minofu, kutsegula m'mimba, kubwezeretsa kuvulaza kungathe kuwononga akaunti yanu ya banki.
Pofuna kupeŵa mavuto ndi kuwonongeka kwa kuvulazidwa kovulaza, mvetserani thupi lanu, tsatirani malangizo othandizira kuvulaza , ndikugwiritseni ntchito mu chida chochepetsetsa chovulaza, monga chojambulira chithovu.
13 - Kodi Mipingo Yam'deralo
Ndizosangalatsa kupita ku midzi ya kunja kwa mzinda koma, tiyeni tiyang'ane nazo, mtengo wa kayendedwe, hotelo, ndi zakudya zowonjezera. Sungani nthawi ndi ndalama pothamanga mafuko pafupi ndi kwanu. Ma bonasi awonjezeredwa: Kulipira ndalama kumalo am'deralo kawirikawiri ndi otchipa ndipo ochepa omwe akutenga nawo mbali akutanthauza kuti simukuyenera kuthana ndi mpikisano wothamanga .
14 - Fufuzani Njira Zina Zogwiritsa Ntchito "Zakudya"
Mapaleti a gel ndi mphamvu zamagetsi zingakhale njira zabwino zopezera mphamvu yanu nthawi yaitali , koma zingakhale zodula. Yesetsani njira zina zotsika mtengo nthawi yayitali, monga masamba a maswiti, nyemba zoyera, ndi zina zina.
Ena othamanga amagwiritsanso ntchito mapaketi a uchi m'malo mwa masewera a masewera. Ngati mumakonda mtundu wina wa ma gels, blocks, kapena bars, muwagule zambiri kuti asunge mtanda wina.
15 - Pangani Nthawi Yoyenda
Mmalo mokumana ndi abwenzi kapena achibale kuti mukadye chakudya kuresitilanti, pangani ndondomeko kuti mupite kuti mukhale mophweka mmalo mwake. Mudzakhalabe wathanzi ndikukumana ndi mnzanu, komanso kutentha makilogalamu ndikusunga ndalama panthawi yomweyo.